I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.
We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.
What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.
I've livee in a very laid back, low key semi rural North San Diego country neighborhood for the past 33 years. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.
In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.
Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.
As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?
So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.
So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.... more
A lender usually would loan on future income if you already own the property.
To get an approved loan, you would need 2yrs of W2s, two most recent bank statements, and 2 recent pay stubs for income proof, along with your social security number to check your credit score.... more
Hello. Looks like 1402 Green Ridge Drive Stockton, CA 95209 is pending for short sale approval. Seller accepted an offer on 10/21/13 and waiting for bank approval. Very nice house.
If you need anymore information, feel free to give me a call, text, or email. If you are interested in that area, I can send you active listings.
Wilfredo (Willy) Urbina
Real Estate Broker/ Realtor
Notary Public Commission# 2029004
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Gladis, If you have good income and a great rental history, why not simply rent WITHOUT the section 8 assistance? Very few choose to become entangled with government sponsored programs. Landlords have a choice and they choose keeping it simple. The 'promise' of guaranteed rent to the landlord lacks the assurance needed to risk putting their home into the Section 8 pool. It is easier and quicker to find a non-section 8 renter.... more
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park
Be sure to have it thoroughly inspected by an experienced MH inspector and not just any home inspector as there are several nuances with MHs that you don't have in a conventional site-built home and most home inspectors not familiar with these nuances will not even know what to look for.
Make sure the inspector crawls under the home and thoroughly inspects each and every pier and pad assembly for rust, deterioration and decomposition if steel and for decomposition if concrete as homes close to the ocean can be severely impacted by salt.
They should also make sure the home is level by checking all the doors and windows to make sure that they are not swinging or sticking and that all the strike plates on the doors are properly aligned and the doors close soundly.
The inspector should also inspect the steel mainframe for rust and decomposition as well. I can't tell you how many mainframes we've had to repair that were suffering and in some cases even failing from rust and deterioration related issues.
Be sure and have the inspector check for rips and tears in the vapor barrier under the floor. If there are openings in this membrane it could allow the insulation under the floor to become compromised and even fall on the ground.
Openings in the vapor barrier are also a great place for rodents and cats to habitate and reproduce. We've eradicated countless critters from these cavities over the years and it's not a very pleasant experience.
Finally and very importantly make sure the home has a California State Housing and Community Development Department (HCD) certified earthquake resistant bracing system (ERBS) as most areas in California are classified as a Zone 4 earthquake area which holds a high probability of risk for a seismic event..
We are a California licensed and experienced manufactured home and general contractor and manufactured home dealer, developer and real estate brokerage with decades of experience in the MH industry.
Please feel free to contact us anytime at 800 909-1110; cell: 760 815-6977. Or email us at email@example.com.
Please feel free to log onto any of our very user friendly websites:
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Also be aware that the MH is a PRE HUD, built before June 15, 1976. Mobile Homes built up to 1979 are known to have caustic (formaldehyde) and carcinogenic (asbestos) chemicals in the insulation, popcorn ceilings, acoustical tile, particle board sub floors and perhaps even countertops.
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park. But you should also make sure you have the home inspected by an experienced manufactured home inspector and not just any home inspector.... more
Since you are on your parent's mortgage, the funds available and your ability to obtain these funds would be impacted. Consider meeting with a mortgage representative to determine the specifics of this.
Hello ashleyreed1398, No you can shop around a few places and ask for a gfe fee worksheet and compare them. Your choices will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. You may need to figure what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve. You can then be set up to receive automatic daily emails to fit your search criteria. Here is a blog.
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If my response was helpful, consider clicking thumbs up or Best Answer!... more
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Yes Lexi, that credit score would be acceptable to most rental agencies and/or decision makers that you would be applying to.
There are more issues than just your credit score though that a potential landlord or rental agency would use to determine your status of qualification.
Omar is correct in that you could also qualify to purchase a home instead of renting. Feel free to call a reputable lender to see if you could get a pre-approval for a home mortgage.
I'll be happy to recommend a couple to you if you don't know of any.