Financing in Houston : Questions & Answers

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John Broussa…, Real Estate Pro in Houston, TX
John Broussard asked:
Stated Residential Loans for Investment Properties Stated Residential Loans for Investment Properties



Non Owner Occurpied - 1 to 4 Units - Condos


Purchases - Refi's - Cash Out's

LTV: Up to 70%

Fico Minimum: 650…
0 votes Share Flag Tue Jul 15, 2014 Financing in Houston
nglasse, Real Estate Pro in Dallas, TX
nglasse answered:
Non warrantable condo loans?
Hello, I am a lender that specializes in Non-warrantable condos and condotel type properties. I have the ability to help these individuals and lend in all states. (I also offer whole ... more
0 votes Share Flag Mon Jun 16, 2014 Financing in Houston
John Broussa…, Real Estate Pro in Houston, TX
John Broussard asked:
Non Prime Lending Has Filled a Void in the Home Buying Market " Your Buyers have Options Anyone needs to increase their income and be able to qualify more buyers?

Any buyer having trouble obtaining Financing.

http://texashomefinancing.blogspot.com/
0 votes Share Flag Thu May 29, 2014 Financing in Houston
Roberta Stor…, Real Estate Pro in 77057
Roberta Storey answered:
On a house selling for $385,000, how much should the seller pay towards closing costs on a VA loan?
Hello John:

The Closing costs can be negotiable.

Kind regards,

Roberta Storey
0 votes Share Flag Wed May 28, 2014 Financing in 77059
ltlher, Home Seller in Houston, TX
ltlher answered:
What lenders do ITIN Mortgages now? Borrower has over two years employment, check stubbs, w-2's tax returns, bank statements, and land.
which bank does this loans, i contacted Amegy Bank but they coudn't help me
because i own 4 rentals, i'm looking at a home i want to live in, this home would not be a rental,
my busi ... more
0 votes Share Flag Tue May 20, 2014 Financing in Houston
John Broussa…, Real Estate Pro in Houston, TX
John Broussard asked:
Financing for Borrowers with Foreclosures, Short Sales and BK's Newbridege Home Loans / Lending Programs





All programs based on 1 - 4 unit Owner Occupied!!
80% LTV 2yr out of Foreclosure & BK - No Reserves
Short Sale 1 day out to 75% -…
0 votes Share Flag Mon May 19, 2014 Financing in Houston
Dana Anghel, Real Estate Pro in South Jordan, UT
Dana Anghel answered:
On a VA loan, is the seller responsible for all closing costs and the buyer responsible for all mortage points?
The seller is only responsible for whatever they agree to be responsible (regardless of the loan type). There are certain fees that the VA will not allow to be charged to the borrower, ... more
0 votes Share Flag Mon May 5, 2014 Financing in 77059
Barb Kelley, Real Estate Pro in Houston, TX
Barb Kelley answered:
Are there any mortgage brokers who are willing to come to a home buyer seminar and speak about available programs in Houston, TX?
Absolutely! My preferred lenders do this all the time for both home buyers and Realtors in the Houston area. Let me know if I can be of assistance.
Best wishes,
Barb Kelley, SRES, C ... more
1 vote Share Flag Sun May 4, 2014 Financing in Houston
Linda Fisher, Real Estate Pro in Kingwood, TX
Linda Fisher answered:
Concerning firt time home buyer grants and down payment assistance.
Your lender should be able to answer any questions you have regarding down payment, assistance,

How many you cab except,are use toward the purchase of your home


Good Luck and Go ... more
0 votes Share Flag Thu Mar 13, 2014 Financing in 77071
Jennifer Bar…, Real Estate Pro in Houston, TX
Jennifer Barbera answered:
Somebody from Texas asked about "mix-use" real estate financing.
A good way to secure a mixed use property and still get residential mortgage rates is with an FHA 203K loan. Mixed use is allowable under this program. I am happy to help, see my prof ... more
0 votes Share Flag Fri Jan 24, 2014 Financing in 77006
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Is it possible for a foreign buyer (Ireland) to obtain finance from a US lender?
We offer FOREIGN NATIONAL loans nationwide. The down payment is 30-35% depending on your situation.

Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My na ... more
0 votes Share Flag Wed Jan 22, 2014 Financing in Houston
Chris Hazlew…, Real Estate Pro in Johns Creek, GA
Chris Hazlewood answered:
Who can still do non-warrantable condos in Denver? Compass Bank cant any more. I need a lender who will disregard Arbitration with HOA & Builder.
David give me a call tomorrow we can help you.

Chris Hazlewood
National Director
877-455-4677ext 6058
678-679-6058 Direct
Chris@purchaseapplication.com
0 votes Share Flag Mon Jan 20, 2014 Financing in Houston
Linda Fisher, Real Estate Pro in Kingwood, TX
Linda Fisher answered:
I am relocating back to Texas after 9 months in New Zealand approximately April 2014. How can I appy for a mortgage without US pay stubs?
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go ... more
0 votes Share Flag Tue Jan 14, 2014 Financing in Houston
Persis Behra…, Real Estate Pro in Houston, TX
Persis Behramsha answered:
Foreign National Investor Financing in Texas
Hi Dean,

I can give you a couple of names you can contact. Please email me at persis.realtor@gmail.com and I will send you the names.

Not 100% sure if they can work with exactly ... more
0 votes Share Flag Mon Jan 13, 2014 Financing in Houston
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Im a investor Looking for hardmoney lender short term and longterm lending with low rates for multiple properties
Did you go to a seminar that suggested this as a strategy to get rich in real estate?
0 votes Share Flag Fri Jan 10, 2014 Financing in Houston
Lestine Lakes, Real Estate Pro in Houston, TX
Lestine Lakes answered:
I like to buy a house that is at Been Vis, Houston,TX 77068, $52,643. What should I do?
I was unable to locate the property with the address given. However, I am an Independent Realtor and I have been in the business more than 12 years and I would be willing to work with ... more
0 votes Share Flag Sat Nov 9, 2013 Financing in 77068
Stephanie Gr…, Real Estate Pro in 77479
Stephanie Grant answered:
Are there any mortgage lenders that will finance a condo (conventional) for under 50K?
Unfortunately, that might be very difficult to find, and it will certainly require that the buyer meet certain low income stipulations.
0 votes Share Flag Wed Oct 30, 2013 Financing in 77063
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
sold a home to buyers with a VA loan, is it standard for the seller to pay the commission to the buyers agent
If your home was listing with a licensed agent you need to read your listing agreement. If your house was so listed, I cannot fathom that you would not have been made to understand that ... more
0 votes Share Flag Sun Oct 20, 2013 Financing in 77059
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