You can do it yourself or hire somebody else, your choice. But the benefit of a better credit score will help ... more
I'm currently working with a client looking at those same builders, so I would love to help you. I can say without a doubt I can get you into a home on your budget! And, I ... more
http://www.re ... more
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the fo ... more
Yes you will be able to rent. Like the other agents are saying, you will likely pay a double deposit. I actually have a credit enhancement program, that will help you repair ... more
90% LTV (loan to value) so you need 10% down
6 months of mortgage payments in reserves
43% max debt to income rat ... more
If your wife's income allows you to qualify for a Conventional or the more flexible FHA loan with just her on the loan, then that would be a most pratical way.
Als ... more
I speak from experience too. As a 9 year veteran as a loan officer reading credit reports.
I have run score simulations for clients. Sometimes it lowers the score. So ... more
After 6months, or so, the interest rate will jump to 21% to 27%!!!!
Caviat Emptor dudette.
The above link is to an article I wrote: It is a little info about the' FHA Non-Occupant Co-Borrower Loan'.
Working on your credit...CONGRATULATIONS! If you will contact me I hope to give you some pointers to help you. I am not a loan officer or credit restorer... ... more