It really depends on where in Cameron Park you live. Some neighborhoods have their own CC&R's on top of the ones Cameron Park has overall.
If you own your house, check in your title report documents. You should have received a copy of the CC&R's. If you are renting, let me know where you are at and I can probably find out for you.
In general, yes, especially if you don't have clients coming to your house directly……... more
The market is certainly "going up". Recently, there has been a significant lack of inventory (homes for sale), this has meant that there are more Buyers then there are properties for sale and homes are moving very fast unless they are really priced high or are in very poor condition. Many Buyers are experiencing frustration when they offer on homes that have only recently come on the market and they already have multiple offers.... more
Why private investor is easier, base on what? As per general rule private investor is always harder just because of the equity - you always have to put more down payment? On the hand what makes to think that your client wouldn't qualify for conventional or even maybe SBA loan. If you'd deal with my company - than you'd be able to find everything upfront, before applying for any loan - we have commercial loan underwriters, including myself, and we will be able to qualify you for a regular financing.... more
If you are not on the lease, it may change things, but you might start by looking at this website:
You could also contact Peter Vlautin who is an attorney and ask for a consultation.
If you need help with anything, feel free to ask.
It is pretty safe to say that you will need at least 20% down. Let me know if you need assistance with a reputable lender in our area.
Realtor-Lyon Real Estate
El Dorado Hills 804-2981... more
Assuming your debt to income ratio is satisfactory you would be able to obtain a loan. The property you choose to buy would also need to meet VA standards. It is best to become pre-approved with a local lender so that you know what your borrowing power is and then can decide on how much you want to spend on a new home. Jennifer Zweck with Vitek Mortgage would be able to assist you with financing.
Her information is email@example.com or 916-612-4700.
The greater Placerville area is a fabulous place to live. We are in the foothills so not as hot as the valley and yet below snow line. I love it here!
Please let me know how I may be of further assistance.... more
The bank is all ready aware of the condition of the property have taken the listing price under the opinion of the agent who provided the BPO. You can always submit any offer however many foreclosures are purchased AS IS the bank more than likely adjusted the price. Have you searched for other foreclosures which may not require all this work? Keep in mind a bank may not lend money if the home is not move in condition. http://www.lynn911.com http://www.homes-for-sale-dallas.com... more
Not unless the seller offered a warranty on the property. In this case, if your home inspector missed it and the seller didn't know about it, then there's not much you can do except call a plumber to fix the problem. Leaks can happen anytime. That's one of the joys of homeownership.... more
Strange question. You could order and pay for a home inspection on a home but unless you have keys to it or the ability to legally get into it the inspector is going to charge you a lot for not doing to much. The owner might have an objection to some guy doing an inspection on his house that is not for sale.... more
You can always request, they may not have them though. The lawyer or title company might also have them and might be able to get to them as well. It is always good to put all documents in a safe place.... more
Most likely you would need to get the zoning changed by the county. This is do-able. I would call El Dorado County planning services at 530-621-5355 and they can direct you to the correct department. I hope this helps!
And if you have further questions about the county and/or purchasing, please don't hesitate to contact me.
I was raised in Cameron Park.we have a true 4 seasons. Crime is minimal and almost always above the fog line. There is a private country club/golf course. It has tbat small town feeling yet close to Sacramento. Let me know if you have any questions. Would love to help you.... more
I think they will be virtually worthless to most buyers making an offer whether they truly feel that way or not. I can't imagine them being a determining factor in the purchase of your home, only something to complicate the sale. Sell them on your own, or take them with you would be my advice. Otherwise you will end up giving them away. I speak from experience given the boatload of antiques that we had to get rid of when we sold.... more
Purchasing a short sale is easier than most people think. You make your best offer, which is accepted by the seller contingent upon the seller's bank approving it, and you close the deal. Oh, yeah - there is a catch. The seller's bank won't give the seller a specific amount up front that they want for the sale and they ask the seller to continue soliciting offers while they review the first offer that was submitted. Oh and yeah - the bank might accept the first offer or they might accept another offer that comes in while they are reviewing the first offer. Oh and yeah - there is no set period of time that the bank has to accept the offer, it could take several months, if ever. Other than that, it's pretty much a straightforward deal. Pardon my playfulness, but all the preceeding is a summary of what a short sale entails. Not a process for real estate jellyfish. But if you love the property and have the time to wait for an answer, you might pick up a good deal.... more