Home Buying in Atlanta : Questions & Answers

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Steven Graham, Home Seller in Atlanta, GA
Steven Graham answered:
Looking to hear from lenders who can help with a Jumbo (760 FICO, good income) with 10% down without PMI in Atlanta.
We actually get you in the home of your specifications with our Homefinder Program (Owner Financing for buyers). We have Owner Financed Homes available in Georgia and if it isn't on our ... more
0 votes Share Flag A few hours ago Home Buying in 30324
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
Changing industries and getting a home loan?
My best advice would be to contact a lender and ask for a preapproval letter. They'll run your credit and employment history and see how much a bank will be willing to lend you for a l ... more
0 votes Share Flag A few hours ago Home Buying in Atlanta
donaldpatric…, Home Buyer in Delaware City, DE
donaldpatrickloanheritage answered:
i need a loan to buy a home for 28000 i cant seem to find one
Dear Sir/Madam,

We offer loans to applicants in America, Europe & Africa at a much reduced interest rate of 2% monthly to suite even those with bad credit scores and low income. We g ... more
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Atlanta
Sharon, Home Owner in San Diego, CA
Sharon answered:
Grant Park Homes and Defective Georgia Pacific Siding
Is this vinyl siding or fiber cement? What kind of defects do you have?
Usually vinyl siding is "defect-less" and problems come for band installation, such as siding being nails too ti ... more
3 votes Share Flag Wed Jul 23, 2014 Home Buying in 30312
James Payne, Real Estate Pro in 30189
James Payne answered:
In my home its upside down, tried to refinance but filed bankruptcy in 2009 ..oops..did not reaffirm. Been making pymts since 2 006. Have I been
Don't walk away from it. See if you are eligible for a short sale or if you want to stay try a HARP2 refi. If this is due to a divorce, you can check the deed records to see if it is o ... more
0 votes Share Flag Wed Jul 23, 2014 Home Buying in 30341
James Payne, Real Estate Pro in 30189
James Payne answered:
I`m looking for an opinion from a realtor.why are so many properties in Crosscreek suddenly coming on to the market?
Price and demand. Prices are up and demand is strong for this price point. More buyers and higher prices always leads to more listings.
0 votes Share Flag Wed Jul 23, 2014 Home Buying in Atlanta
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
Is it better to buy a completely renovated to the studs home, or purchase a fixer upper and hire a private contractor yourself?
You should analyze the trends in the neighborhood to see where the values are. The other thing you want to be careful of is renovating a home in a neighborhood that isn't up to par. T ... more
0 votes Share Flag Wed Jul 23, 2014 Home Buying in Atlanta
James Payne, Real Estate Pro in 30189
James Payne answered:
Can anyone help me out by telling me what first time home buyer programs are available in GA. Particularly in the Metro Atlanta area?
The Georgia Dream Act helps provide down payment assistance. Ask your lender about it. If you are looking in some areas of Cherokee, Bartow or Paulding counties you can get a USDA loa ... more
0 votes Share Flag Wed Jul 23, 2014 Home Buying in Atlanta
James Payne, Real Estate Pro in 30189
James Payne answered:
I'm looking to move to Atlanta Georgia I want to see condos and house but I don't see any condos
Amanda- most "condos" in Atlanta are not like the ones in NYC but are townhouse style but there are many high-rise condos in midtown and downtown if that is what you are looking for. D ... more
0 votes Share Flag Wed Jul 23, 2014 Home Buying in 30301
Jrscionti, Other/Just Looking in Tampa, FL
Jrscionti answered:
What percentage markup should I expect from contractors?
I am a contractor in Tampa, Fl. If you are using a small contractor for a small to mid-size remodeling project ($5K to $60K), the proper mark-up should be 25-30%. 15% of it should be ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in Atlanta
Foxwood Apar…, Renter in Atlanta, GA
Foxwood Apartments answered:
Hello The Home in wolcott cir Atlanta,ga30340 and Susan lane NW Atlanta,ga30340 are on sale Thank you
Hello, I am interested in both homes. Please email me as I am currently renting on the buford hwy area and am looking to buy a home. Thank you daliaalvarez44@gmail.com
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 30340
ByronEBarnes, Home Seller in Atlanta, GA
ByronEBarnes answered:
What is the HOA on this property & what does it include?
The HOA fees for this property are $238 per mo. It includes all the amenities, pool, gym, conference room, and even high speed internet in the actual unit, as well as common areas, you ... more
0 votes Share Flag Fri Jul 18, 2014 Home Buying in Downtown
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Can I secure a Jumbo loan with 20% down and a credit score of 690?
Yes! We do Jumbos to $4 million down to a 620 Mid FICO (with exception), 660 with no exception, and 680 for our best rates. Available in AZ, CA, CO, DC, FL, HI, IL, MD, MT, NV, NJ, NY, ... more
0 votes Share Flag Thu Jul 17, 2014 Home Buying in 30341
Benjamin Mac…, Real Estate Pro in Tampa, FL
Benjamin Macht answered:
I've been on my full time job for 8 months, can i get preaproved for a home loan.
Hey Judy. Lots of things to consider here and I could easily walk you through your options with a quick pre qual conversation. Feel free to reach out to me at your convenience and I w ... more
0 votes Share Flag Thu Jul 10, 2014 Home Buying in 30331
Benjamin Mac…, Real Estate Pro in Tampa, FL
Benjamin Macht answered:
how do you qualified to get preaprove for a home loan?
best thing to do is have a phone conversation with a very experienced loan originator like myself. I have 14 years of mortgage management experience and prefer to work with first time ... more
0 votes Share Flag Thu Jul 10, 2014 Home Buying in 30331
Daniel Frank…, Real Estate Pro in Atlanta, GA
Daniel Frankson answered:
My daughter is looking to relocate in Atlanta and take a job at Georgia St. She is single and has two small dogs. What would you advise.?
Good morning,

Welcome to Atlanta. I am sure that your daughter is excited about the move and the new experiences that lay ahead. With that said, I would be happy to assist in the rel ... more
0 votes Share Flag Thu Jul 3, 2014 Home Buying in Atlanta
Karla Dawson, Real Estate Pro in 30024
Karla Dawson answered:
I am trying to relocate to the Atlanta area and am looking for a good suburban area that is close enough to work in the city. I need a community that
Hi Samantha,
I am a Georgia real estate agent and also an Atlanta native. I know the local areas pretty well and would love to help you find a home in the city. Because you have two sm ... more
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Atlanta
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
Are sunrooms part of the gross living area of a house, and should they be counted as additional sq.footage?
I've heard that if they are enclosed and heated they can be. Should also have a certificate of occupancy pif a permit was needed.

Chris
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 30345
jamesryan35, Home Owner in Lehigh Acres, FL
jamesryan35 answered:
I am going through NACA in Atlanta my closing dat was July 13th and UW still have not cleared me to close and I am afraid I will lose the house .
NACA if a fraud and if I had read into it before I signed a contract with a buyers I never would have signed 6 weeks into it and they still don't know if it will close .I feel bad for t ... more
0 votes Share Flag Wed Jun 25, 2014 Home Buying in Atlanta
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