Thomas, generally, 30 year fixed is not available on manufactured home. Most lenders will be able to work with you as far as taking a loan application on-line, and then getting a power of attorney to complete signatures. It's tough to give you the answers you need with just a one-line question. If you'd like to email me with your contact information, I'd be glad to put you in touch with a couple of excellent lenders I use who can answer your questions and walk you through the process.
You can email me at email@example.com... more
I know of a home that is one 25ish acres that is not on the market yet but will be shortly. It will be in the 575k range I believe. It has about 1.5 acres of fenced pasture and about a total of 4-5 acres of cleared land and the reast is wooded. The house was built in 2010 I believe and is about 300 sq ft, 2 car gar,master down ect..Is this in your price range?... more
Hello again, Eaw2r!
Typically, home values in an historic district tend to be higher than in a standard subdivision. In Summerville, there are about 700 buildings certified in the historic district. Strict architectural guidelines pertain to any renovations or changes to these structures. You can check out more information at these links:
The advantages? If you love history, and being a part of its preservation, then you would certainly enjoy owning a home and living in the Summerville historic district. That's certainly a lifestyle and quality of life advantage that you can't put a price tag on!
Again, call or email me if you have any other questions, or if I can assist you in your search.
If you want to use a conventional mortgage loan to buy a house, you will probably need a credit score of 620 or higher. In 2012, we've been seeing some lenders set the bar even higher, at 640. When using a government-backed loan (such as an FHA or VA loan), you might get approved with a score below that range.
There's only one way to find out if you're qualified for a mortgage loan. You have to apply. You can start the process online and I would be happy to put you in touch with a qualified mortgage broker.... more
You're gonna enjoy living in the Summerville area. I'm sure all of the amenities of the town were listed on the write up about your home. So I won't dwell on too much of that again. Summerville is a little bedroom community, also known as Flower Town, just outside of Charleston. It's one of the most desired areas right now. It close enough to the beaches & great restaurants for you enjoy social outtings but far enough away to have a "STAYCATION" feel when you're at home. Lots of parks & trails around town to enjoy. The basic box stores as well as many mom & pops are within close proximity. Once you're home, you may find that you will rarely drive into Charleston. My personal favorite is the little farmers market just uptown. It's been there forever & the prices are just right. Not sure what else you'd like to know about the area, but be sure it's definitely the place that most people choose to live when they think of the Charleston area. Congratulations on your new place, good luck & WELCOME neighbor!... more
I have lived in most of the tri-county area since 1968 after moving here as a teenager. I am very familiar with Charleston and the surrounding communities. There is alot to tell, but showing is better. Why don't you allow me to give you a tour and share all of what Charleston has to offer?
Nay.........I believe that you must have both to agree to the Short Sale, but check with a real estate attorney to be sure, in order to have a ratified contract. Does co-signer understand the damage done to both his credit & the seller's if the home goes to foreclosure? If not, it needs to be explained in detail. If you have any other questions regarding a short sale or real estate in general, please let me know & I will attempt to answer or find the correct answer for you. Good Luck! Carol... more
It is Lender Owned. "This property is to be placed in an upcoming auction. (Void where prohibited). All auction properties are subject to a 5% buyer's premium pursuant to the Auction Terms & Conditions (minimums will apply)." Auction Schedule: *Pre-Sale Period Starts 2/17/11 Flash Auction Bidding Starts 3/4/11 Flash Auction Bidding Ends 3/7/11 Main Event Start Date (please confirm on auction.com) 3/19/11.
The seller is not paying a commission to the Selling Agent to get involved. Call the listing agent on the sign. Good luck. Pat Broghamer... more
Not knowing the exact market time--in today's market pricing and marketing are paramount, and there are no set standards as to how soon an offer will arrive--review recently sold similar properties in the immediate area, see what the data suggests, and adjust your price accordingly--make sure your marketing maximizes your exposure and that the property shows well at all times. Do keep in mind that a property is worth what someone is willing to pay for it, not what the sellers needs, nor what a potential buyer can afford to spend.... more
If someone is selling a home for less than you could buy a brand new car for, it is very likely not in good shape. The banks will get appraisals and BPOs done to determine the asking price, and adjust the price as they see fit according to interest and how long it has been on the market. Not that the banks have a logical method to their madness.
In general, you get what you pay for. If a deal sounds too good to be true....... more
Thank you for your inquiry about 103 Willow Ct. I looked on MLS and there are no active properties for sale at the address. There were 2 past sales at that address in the 90's but nothing recent. That is not to say that the home might not be in forclosure, but it is not being listed for sale by a bank as of yet. If you would like a current list of forclosures for sale in the Tri County area, please contact me at firstname.lastname@example.org. I would be happy to forward it to you. Have a great day! Loren Bethea... more
I will give you the same advice I give others, lower your price. Not what you want to hear, but in this market, price is king. If your house has been shown a dozen or more times and no offers, it is either location, condition, or price or a combination of the three. You can't control location, but you do control condition and price. Improve them both.
I don't mean to sound cruel, but the market does not care you are at break even now. PRICE IS KING IN THIS MARKET. How long has your house been listed? Sit down with your agent and ask what they are doing to market your home to REALTORS who sell your type of property. Ask your realtor what you need to do to get this home sold. You chose them because you thought they could get the job done for you. Ask them why they feel the house has not sold or is not being shown if that is the case. Listen to what they have to say. If you know another realtor, ask their opinion. Ask the broker and other agents in your agents office why they feel it has not sold. Listen to them.
Revisit your price. Your realtor wants your house sold too. Right now, all they are doing is spending money and not making money. They only get paid if you sell. Work together to come up with a plan to make this happen for you. This is a tough market with tons of competition for you. You have to come across as the very best opportunity out there. Go look at comp properties that are for sale and see if you would buy yours instead of them. Be honest with yourself.
If you are not the best buy out there, do what you have to do to become the best buy. It may be painful, but it is better than owning two homes.
Best of luck to you.... more