Yes, absolutely. We have Bond Money available from the State of Florida, up to $7,500. Also Pasco County is one of the best run downpayment assistance programs (far better than Hillsborough). You MUST take a first time homebuyer class so I would suggest doing that FIRST, here is info:
http://fl-pascocounty.civicplus.com/DocumentCenter/View/8243
If your income is too high to qualify for the Pasco County program, you may still qualify for the State Bond Program:
http://apps.floridahousing.org/StandAlone/FTHBWizard/FTHBWizardForm2.aspx
You MUST work with an APPROVED lender on both of these programs and not many lenders will participate because it limits the profits because the charges will be disallowed. Here is a very experienced loan officer and she has helped some of my clients get this money:
http://gharris-iberiabank2lo.mortgagewebcenter.com/
Hope this helps!
All the best,
Alma
Alma Rose Kee, PA
Future Home Realty
Sold On Tampa Team
813.244.9898... more
This will vary from property to property.
In this region of Florida, the seller normally selects the title company and pays the majority of the closing fees. If the property is located in community with a HOA “Homeowner’s Association”, there could be a transfer or initiation fee.
When I represent a buyer, I contact the title company and request a estimated closing statement called a HUD1. This will break down all the fees associated with closing and show what fees are being paid by each party.
Hopefully this helps :)
Thank you,
Ryan Kessell, REALTOR®
Certified Distressed Property Expert®
Email: RKessell@tampabay.rr.com
Phone: (813)786-4252
Fax: (727)230-7517
Charles Rutenberg Realty
1545 S. Belcher Rd.
Clearwater, FL 33764... more
Be VERY careful when renting from an individual. You MUST do a check to verify they are the true owner and that they do not owe substantially more than the property is worth because you will run the risk of the house becoming a Short Sale. It's not fun to have to allow Realtors in to show the house to potential buyers on a short sale. Also if the landlord is in financial difficulty then you may have trouble collecting your deposit and also if the A/C or Heater breaks he may not have the money to make repairs!
If your credit is ok but you lack the downpayment, we have State of Florida bond money that can get you up to $7,500. Pasco County also has downpayment money and you may even be able to buy a house with a half price mortgage (the other half pays no interest).
Contact me for further info.
All the best,
Alma
Alma Rose Kee, PA
Future Home Realty
813.244.9898
www.SoldOnTampa.com... more
GG,
As Dan noted, everything regarding the sale of your home, including WHO pay the professional fees.
Customary practice for 99% of non-distressed home sales is the seller will pay these fees.
However, as pointed out earlier, not only is the rate negotiable but also who pays.
Now, I am sure I don't need to tell you there is a GIGANTIC difference between what is possible and what is advisable. You already know that if you want to actually SELL your home you really don't want to 'spook' potential buyers with exotic conditions. But you already knew that.
Best of success in selling your home.
Check out may Land O' Lakes listing.
Annette Lawrence, Broker/associate
Remax Realtec Group
727.420.4041
http://RealEstateMadeEZ.us... more