You will have escrow and title fees/and a possible supplemental property tax on closing.
Escrow is usually $200 base plus $1.00 dollars per $1,000. Plus home owners insurance.
Title around$ 500,000. $1,100. sellers pay commissions. You pay for any inspections on property or lender fees, but you are a student so it just might have to be cash unless you have some income, tax returns to prove the income.
Sellers pay title, there own escrow fees, commissions, city and county transfer taxes, retro-fitting requirements per california law, pro-rated property taxes, and termite fees(depending on report). commissions are usually 5% split between listing agent and selling agent and all is based on purchase price. If i can help just give me a jingle!
Have a wonderful day,
Madelaine Kolisnyk, Realtor
310.869.1712 http://www.MadelaineK.com(search property)
One of the services that they will provide concerns the fees and Closing Costs.
If you choose a Title Company, (you may have some input as to which Title Company is used),
you may go in, ask for an Escrow Officer, and ask them to create a hypothetical HUD1;
this will show 2 columns, one for the Buyer and one for the Seller, listing all fees and charges include the prepaid taxes, prepaid insurance, etc.
Good luck and may God bless