There are flood zones, and if you have a mortgage on your property and it is in a flood zone then generally your lender is going to have that as a requirement to the loan that you keep flood insurance on the property. If you have a buyer's agent and you are looking to purchase property let them know if this is something you are looking to avoid, generally this comes up during your due diligence period.
I did not see a specific property that this question references.
Deborah Rigsbee Miller, Real Estate Broker
Coldwell Banker... more