I suggest you find a Realtor in your area and get a market analysis of your situation. The best advice will be from a local agent who can go over your property, its value and the pros and cons of the choices and figure what really is best for you. There are many issues to be considered.
Good luck.... more
You should talk to your 'preferred' lender or loan officer. If you can afford to hold on to the condo as an investment property you may still qualify for another loan to pirchase another home. It depends on the lender/investor and the loan programs available to you.... If you have to sell the condo 'short' it may ding your credit for a few years. If you need a highly qualfied loan officer to talk to let me know and I will send you two contacts that I know and trust.
Bianca Romani, Realtor
Coldwell Banker Residential Brokerage
2727 Shelter Island Dr.
San Diego, CA 92106
DRE # 0176802... more
Interesting question...How important is buying a brand new home to you? Although both communities are lovely, I am partial to 4s Ranch. It is in the Poway School District which is one of the top school districts in our county. If you have kids, 4S is a clear winner. I also think 4S Ranch has more infrastructure around it...shops, restaurants, libraries, etc.
You have a commute either way...but I suspect 4S Ranch is a bit closer than the one from San Elijo.
Please give me a call if you would like a tour of the neighborhoods Shellyy - I know both communities extremely well -!
Take care!... more
I have a lender who does loans for foreign nationals.
Please contact me with the complete situation.
Presume this is for California. Also will be seller and agent give you an extension.
Termites are very democratic fellows:
It would depend on the wood, or more specifically, the treatment of the wood:
Also, the tend to migrate from house to house; if there was an older, infested house in the vicinity, it would be an easy matter for them to find your house.
Good luck and may God bless... more
Good Day -Many buyers are experiencing the emotional rollercoaster of trying to purchase a home when inventory is tight. I have spoke with some that wonder if they should wait until the market calms.
In my experience, the bank is looking, above all else, at their bottom line. Your best bet is to present an offer that is high enough to get them the the best pay-off...after subtracting the closing costs. Its important for this to be written into the purchase contract, as it is very difficult to ask for any concessions after the contract has been ratified. We have had some luck with seller concessions for unexpected repairs with our Bank of America REOs. These are usually credited to the Buyer at Close of Escrow as a Credit for Closing Costs or reflected as a Price Reduction, but for the most part these properties are sold AS-IS.
Despite what you may be hearing about this being a buyer's market, depending on your price point, be prepared to be competing with Multiple Offers at over the asking price..and set your price accordingly to adjust for the credit.
One important thing to watch for is that your offer is not too high. You can have a willing buyer and a willing seller...but if the appraisal doesn't come in high enough, you wont get the loan. This is where having a knowledgable Realtor who knows the local market is crucial.
Hope this helps... more
Inventory is very low in 4S Ranch. Here is how the numbers stack up compared to last year. 22 Active detached single family listings – last year there were 60 active listings Lowest priced $575,000
The final subdivision to be built in 4S Ranch in now selling, Mission Ranch - The Estates at 4S Ranch. This brings the total number of subdivisions built in 4S ranch to 37. Mission Ranch will consist
There are only two homes on the MLS that are close to your price range, 3 bedrooms in 92127. Feel free to contact me directly with you email address and I can email them to you. It's also a good idea to check out Craigslist, because not every property manager/landlord puts their rentals on the MLS.
McAllister Homes Real Estate
The best place to look for rentals is on Craigslist.
However the rent you are looking to pay could be what a mortgage would be in today's market. With the combination of low interest rates and low prices buyers can purchase a home for less than their rent. Expecially after factoring in the tax savings.
If you would like to explore this option, feel free to contact me. My information is below. Also there are currently 4 properties that are priced under $350,000 in the area that have at least 3 bedrooms and 2 baths with 2 car garage and in good condition.
Coldwell Banker Res. Brokerage
I have known Martina Hermann from Professional Cleaning Service for many years. She does a personal, intense, thorough deep cleaning with natural / greener products. Very cost effective. Call 619-743-0494 to discuss and quote. Louis Swanepoel Realtor Keller WIlliams 92128... more