You can contact the people at Superior Glass Block & More as they service Plymouth/Canton and Ann Arbor.
The cost for installing glass block starts at about $3,000 and goes up from there. I've included their web link below.... more
Technically anything "attached" to the home is supposed to stay, like ceiling fans, fixtures, dishwashers, etc. But if you are going to take the ceiling fans, I would replace them with a light fixture or a cheaper ceiling fan. The appliances are not "attached" so if that is your property, then take them with you.
Also, if you can find out who the agent or company is that will be handling the property management or eventual sale of the home is, you can explain to them that you are a tenant. Tenant's have rights as well and that way the management company the bank hires, won't lock you out of the home thinking the home was abandoned.
Do what you can to find out who the home has been assigned to, the company or agent, and open a line of communication with them, it is the best thing that you can do. That way there won't be any unexpected surprises. Your sitiation is not unique and has happened to many renters the past few years.
Good Luck !
Wow, this has to be the most loaded question I have ever seen. Technically, you aren't supposed to take anything but your furniture and personal property, which doesn't include anything you listed in your question, not even the appliances.... more
That is a great question and makes me wonder if there are any rules pertaining to that. I can venture a guess and say that generally the answer would be yes BUT only if you replace them with a similar kind. You would not be able to just leave an empty space or a hole where a plant once was.
I think a plant may be considered an addition to the home that is "attached". Like a built in dishwasher or a cooktop oven it becomes a "permanent" part of the home. At that point the only way you would be able to take them would be to replace them.
Also, make sure you put your request in writing to the Landlord prior to removing anything. Also make it clear that you will be replacing them. You don't want any issues AFTER you move out, everyone needs to be in agreement.
In this type of situation you want to be very careful. First the redemption period needs to be verified. If you no longer own the property and you then enter it by breaking in you are commiting a crime. However if your rightful belongings are in the property you may need to seek legal advice and help to recover your items. I am sure that the city of Madison Heights would be able to assist you as well.... more
If you don't own the home, you don't have the right to touch anything in the home. If you own the home, then theoretically you own all property on the premesis. I would however consult an attorney if you are not certain... more
I'd be happy to take a look for you as this information is public record, however, most likely your current mortgage company has the house. I'd be happy to explain in more details of.you want. Feel free to contact me.... more
Is his name also on the mortgage or is it just yours? If it is ONLY your name on the mortgage, all I can say is "How did that happen?" because that is NOT a good thing.Being behind on the mortgage for the past two years is impacting your credit report and scores. That is hurting you and you don't even have control of it.
As far as "what rights do you have" if it goes to a foreclosure, really none. Once it goes to the Sheriff Sale, you have a 6 month redemption to reclaim your home, and pay all the back owing payments in order to do so. The banks can come after you for the deficiency if they choose to, after all you are the primary. Why does he care if he's paying late, you're the one being hurt. Did you have legal representation for this divorce? I can't believe a lawyer would not address that issue.
It's too late now, but see if you can get the ex to refinance the home JUST under his name. If there is equity in the home, he may have a chance even with all the late payments, but most likely it sounds like he may not be able too. The bottom line is, do what you can to get your name off of the mortgage.
If you can't, then go speak with a lawyer about what you can do in case the home eventually goes to foreclosure. It is better to be prepared, than surprised and unprepared when it happens.
I hope this helps a bit,
Depending on the status of your second mortgage, they could start or finish the foreclosure process.
More details are needed and would be wise to contact a lawyer regarding your specific situation.
Keller Williams Realty
We have seen the Banks ignore the Homeowner for as much as 12 months.
Normal is probably 6-7 months.
Are you talking to their Loss Mitigation Department?
Are you trying to get a Loan Modification?
Are you trying to do a Shortsale?
Some of the new "PROGRAMS" we have seen, require this effort on your part.
And some of the LEGAL's probably REQUIRE this effort.
Good luck and may God bless... more
Well, I think that would be a first! Remember, you are responsible for the property until the bank forecloses. This would be a question for a foreclosure attorney.
Rose Tibbles www.rosetibbles.com... more
Did you sign the offer/contract that states all appliances are included? If you did, then the buyers get the appliances that are there. If you didn't, they don';t get the appliances that are not attached/built in. Anything that is not attached to the property is considered personal property and not included in the sale. If you haven't signed a contract stating they get all your appliances, have your Realtor do a counteroffer stating what is excluded from the sale (all personal property). You should not have to give your appliances to the buyers - especially if you're still paying on them. If they insist - as your Realtor has implied - have your Realtor do a counteroffer increasing the purchase price of the house to cover the cost of the appliances. The only problem you might have with that is if the buyer is not paying all cash and therefore has to have an appraisal done, the appliances will not be included in the appraisal because they are personal property so the appraisal may come in low and then the buyer will probably ask you to lower the price. If you want to keep your appliances, and haven't signed anything saying the buyer gets to keep them, keep them and if the buyer wants to walk because of that, they must not really want the house. Find another buyer.
That depends upon where you are in the "are buying" process, Still negotiating, anything can be done in writing. If deal is signed,.then If shed is "sitting" on ground could be considered personal property much as a pot of flowers. If it is "attached" to the ground then it is a fixture and would be part of the agreement.... more
If you claimed the listing in here, you can go to listings in the upper right hand corner of the screen and click on add photos. Click the "X" at the top of an existing picture to delete it and then click add photo, the orange button at the top and chose the photo you would like to add.
If your Realtor claimed the listing, you will have to ask him/her to update it or ask them to remove the listing from their profile, so you can claim it to make changes.
Hope this helps,
If you lose the house in foreclosure and you have no assets for the bank to attach, chances are they won't come after you for any losses.
I have seen more than a few homes where owners attempted to do remodeling, only to discover that they lacked the funds or the house was in such poor structural condition that it would make no sense to continue the work. They let the homes slide into foreclosure and the properties were then sold 'as is' - often at a considerable loss to the bank.
As you are already filing chapter 11/7 and I assume you're working with an attorney, ask the attorney about this issue. If the attorney can't answer the question, they can probably refer you to an attorney that specializes in real estate law. if you can't afford an attorney, check with your local legal aide office for assistance.... more