Well first of all plan on moving, it's unfortunate but when you push further it may not be worth living there longer. You could contact one of the local TV investigative reporters to see if they'll do a story & possibly confront the landlord. You should consult an attorney familiar with elder law and/or housing law they can give you legal advice as to how to take this to the courts or may refer you to a local housing rights group. Even consider talking to clergy if you're religiously inclined. The biggest thing you'll need to do is document the heat situation. Get a thermometer & take pics with the daily newspaper next to it 2-3x per day (morning, noon & night) to show a pattern of this. Courts and housing groups need proof more than just your word that it's not warm enough. At the end of the day though it may not be comfortable living with a hostile landlord unfortunatly. You could also contact the local city councilperson to perhaps mediate the situation. Document all correspondences, emails etc. you'll need these.
Hope that helps,... more
This could vary greatly depending on several factors: Working on P&S, Fixing any title issues, Deed Preparation, Power of Attorney (if you don't go to closing), and/or having the attorney with you at closing.
My guess is $400-800 depending on how much of the listed things they do. Ask your friends or Realtor for a recommendation. Don't be afraid to ask about cost and what is included.... more
That depends. Did you sign an exclusive buyer representation agreement with her? If you did, then you probably agreed to pay her the difference between what she got paid from the bank and what you agreed to in your buyer agreement. If not, then she agreed to be paid whatever the sellers' offered her to bring them a buyer. She should have been aware that all commissions in a short sale are subject to bank approval and could, therefore, be reduced during negotiations. We all know that we are taking that risk when we represent buyers of sellers during a short sale. The only way to avoid it is to sign a buyer agency agreement and require the buyer to make up the difference.... more
Would would be...CORRECT! well, I wouldn't go as far as suicide....I am a broker who actually buys these types of houses...Don't get me wrong, there are a lot of great deals within that price range, you just have to be ready with a plan and a hefty rehab budget, once you buy low & rehab it, your equity position could be very sweet for the area...Remember, this isn't SC...On another note, these types of houses usually will not qualify for traditional bank loans...So you have a few choices...cash, cash is always good!!! 203-k loan or a short term private lender called (hard money loan), the funds are lent on the deal, if it makes sence and the repair costs are also rolled in, they are high interest only, short term loans, then you can refi it into a traditional loan and away you go...
Should you be looking for a great wholesale deal witihn the Worcester area, visit my web site-
I wish you much success in your search! Joe... more
Security Deposit: You are entitled to either 5% interest or whatever lesser amount is received from the bank where the deposit has been held, if you live in the apartment for at least one year. The law requires the landlord to hold a security deposit in a separate, interest-bearing account in a Massachusetts bank. Within 30 days of receiving your deposit, the landlord must give you a receipt identifying the bank’s name and address, the account number, and the amount of the deposit.
Penalties For Failure to Properly Handle Security Deposit
If you do the following, the tenant is entitled to the immediate
return of the security deposit:
•Fail to make the security deposit records available to the tenant during business hours;
•Fail within thirty (30) days of taking a security deposit to give the tenant a receipt with the name, address of the bank where the money is held, and account number of the bank in the amount of the deposit;
•Make deductions for damages without submitting proper documentation described above; or
•Use a lease with provisions that conflict with the Security Deposit Law and you attempt to enforce this lease or attempt to make the tenant waive his or her rights.
If you do the following, the tenant is entitled to the immediate return of the security deposit and treble damages, court costs and attorney’s fees:
•Fail to place the security deposit into a Massachusetts interest-bearing bank account separate from your own;
•Fail to return the security deposit or balance thereof within thirty (30) days after termination of the tenancy; or.
•Fail to transfer the security deposit to the new landlord (M.G.L. c. 186 § 15B).
A new landlord has the same transfer responsibilities as stated above for last month’s rent.
As to the lease being a year off, is it stated it is for 12 months or 24 months? It should have a begin and end date, a total amount of rent that you will owe and your monthly payments. If that is all there and you signed it, then you would be obligated for the time of the lease you signed.... more
There are new rules governing how long the "servicer" of the seller's mortgage can take to respond. The question you absolutely need to have your agent ask the listing agent is:
"Has he or she sent in a COMPLETE short sale package?"
There is a long list of items the servicer needs to even CONSIDER a short sale. If the servicer did not receive EVERYTHING, then I can guarantee you that your offer is sitting at the bottom of very large stack of files.
Good luck!... more
This is very common in the northeast, it is called a gas and gas stove where the back portion of the stove acts as a parlor style heater. Depending on teh size of teh apartment it may be adequate. You can check with teh Worcester building department or housing standards department if they have one if it is adequate as to city or state law. If not include a copy of the law and ask in writing for your landlord to add heat... more
Unfortunately short sales often take a very long time. The process can vary differently from sale to sale and bank to back. Usually you submit an offer and the owner accepts it first. Then the bank has to give a final approval. I've seen some banks take as short as 6 weeks to respond and as long as 1 year. It doesn't matter whether you're a cash buyer either, the banks have a process they need to go through and they often drag their feet.
On the offer form you likely filled out a date at which the offer would expire. If the bank doesn't respond within that date you have the right to get your deposit back or extend the date.
I hope this information is helpful and if you have any additional questions please don't hesitate to contact me. 774-314-1825.... more
Massachusetts is a very pro-tenant state. Typically also whoever draws up the contract if there's a dispute it's usually found to be in favor of the one who did not draw it up (typically tenant). Even with rental agreements, leases ect. it cannot hurt to have a qualified attorney review the contract with you & explain any questions you might have. We're not attorneys and cannot give legal advice.
Hope that helps,... more
I would ask your agent what they feel would make your offer "clean" and competative with other offer's that may be placed.
Your closing fee's may vary depending on how you're financing. FHA/VA/Conventional(?)... more